ALL loans welcome! Nothing to do but move in and enjoy the life of home ownership. No steps, cozy and charming true ranch style home that features 3 good sized bedrooms with roomy closets and spacious bathroom. Property has been meticulously maintained and is clean throughout. In 2012 there was a new roof, windows, central air and furnace installed. While all the cosmetic work was completed in 2019. Large kitchen with plenty of java colored cabinets with rich trim, mosaic tile back splash, ss appliances, recessed lighting and room for a table. Bathroom also tastefully done with dark colored vanity/mirror and tiled shower/tub combo. Classic white doors and trim with neutral painted colors throughout. Fully fenced yard with patio space and a 2 car detached garage with plenty of parking on street. Beautiful city park behind property. Conveniently located close to schools, transportation and restaurants. Low taxes. Perfect home for anyone looking to downsize or the ideal starter home.